Jefferson Capital Partners, Ltd. ("JCP"), located in Richmond, Virginia, is a private equity firm that invests in growth financings, management buyouts, and recapitalizations of well managed, rapidly growing companies.

JCP's primary focus is to identify investment opportunities within the business services, consumer, education, health care, and selected information technology industries.

JCP's principals possess over 45 years of complementary skills, experience, and industry knowledge.

Jefferson Capital Partners I, L.P. ("JCP I"), JCP's first private equity fund, has $51 million of committed capital and is fully invested.

Jefferson Capital Partners II, L.P. ("JCP II"), JCP's second private equity fund, held a final closing in October 2001 with committed capital totaling $57.5 million.

INVESTMENT PHILOSOPHY

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Jefferson Capital Partners, Ltd.